The Herald this morning has the shocking story of a solo mother who owes $35,259.56 on a $9,000 car. And much of it seems to be due to the simple expediant of doubling the sticker price because she asked for finance; that "$9,000" car actually cost her $17,999, before the hidden charges and usurious interest rates kicked in. This is deceptive and exploitative, and if it isn't illegal, it damn well ought to be. People should not be charged more for goods simply because they are poor.
This is yet another sign that our local finance industry is full of predatory sharks, and in sore need of tighter regulation.