National has signalled its clear intention to take us back to the 90's, with its announcement that it would remove ACC's statutory monopoly in the workplace insurance market. National tried this near the end of its last term, and it didn't work; instead of premiums going down due to competition, they in fact went up. And the reason is pretty obvious: private insurers don't just have to pay claims plus overheads - they also have to meet their shareholder's demands for profits. ACC doesn't, and so it can be cheaper.
Voters overwhelmingly rejected this move in 1999 - but National doesn't seem to have got the message. Like the Bourbon restorationists, they have learned nothing and forgotten nothing, and want to continue their Revolution exactly where they left off, as if nothing had happened in the meantime.